Your employer is required to pay for all necessary and reasonable medical treatment, prescriptions, and hospitalization services related to the work injury. There are no deductibles or co-payments. You must notify your employer as soon as possible concerning the treatment being received and the injuries you suffered. Additionally, we have compiled more information on No Fault Work Injuries
However, your employer has the right to designate the authorized treating physician for all work-related injuries. If your employer neglects or refuses to provide medical treatment or if an emergency exists, may the injured worker choose the treating physician. In the case of the latter, the injured worker should notify the employer as soon as possible concerning the treatment being received.
Temporary Disability is wage replacement while you are unable to work. If you are unable to work and a doctor is saying that you can’t work, you will be eligible to receive temporary disability benefits. You will receive 70% of your average weekly wage subject to each year's maximum and minimum rate. These benefits are provided during the period when a worker is unable to work and is under ongoing medical care.
Temporary Disability benefits are usually terminated when the worker is released to return to work in some capacity or if he or she has reached maximum medical improvement (MMI). MMI is a term that is used when additional treatment will no longer improve the medical condition of the injured worker.